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What are API Credits?

API credits are the currency used to pay for AI processing in Flowly. Every time your AI assistant receives a message and generates a response, it consumes credits based on the complexity and length of the interaction.

Note: If you use your own API key (from OpenRouter, OpenAI, Anthropic, etc.), no Flowly credits are consumed — you pay the AI provider directly.

Two Types of Credits

1. Monthly Plan Credits

Included with your subscription plan
Reset at the start of each billing cycle
Used first before bonus credits
Don't roll over to the next month

2. Bonus Credits

Purchased separately as one-time purchases
Never expire — use them whenever you need
Used only after monthly credits are depleted
Great for heavy usage months

Pro Tip

Buy bonus credits when they're on sale. Since they never expire, it's a great way to save money for future heavy usage.

Credit Usage by AI Model

Different AI models consume credits at different rates:

Model	Speed	Credit Usage	Best For
Claude Sonnet 4.5	Fast	Medium	Most tasks
Claude Haiku 4.5	Very Fast	Low	Quick responses
MiniMax M2.1	Fast	Low	General chat
Kimi K2.5	Medium	Medium	Complex tasks

Monitoring Your Usage

You can track your credit usage in several places:

Dashboard: See your current balance and usage trend
Server Details: View per-server usage in the Usage tab
Billing Page: See detailed breakdown and purchase history

Running Low on Credits?

You'll receive email notifications when your credits are running low. You can also set up low-credit alerts in your dashboard settings.

Buy Credits

Tips for Reducing Credit Usage

Use efficient models: Claude Haiku is great for simple tasks and uses fewer credits
Keep messages concise: Shorter messages use fewer tokens
Use context wisely: Clear chat history when starting new topics
Set usage limits: Configure daily limits in server settings
Use your own API key: Connect your own OpenRouter, OpenAI, Anthropic, Moonshot, or Z.AI key to bypass the credit system entirely

Understanding Credits